Privacy Notice
Privacy is Important
rev. November 2010
| Facts | What does Ladysmith Federal Savings and Loan do with your information? |
|---|---|
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? |
All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Ladysmith Federal Savings and Loan chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Ladysmith Federal Savings and Loan share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes— to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates’ everyday business purposes— information about your transactions and experiences |
No | We don't share |
| For our affiliates’ everyday business purposes— information about your creditworthiness |
No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
| Questions? | Call (715) 532-3389 or go to ladysmithfederal.com. |
|---|
| What we do | |
|---|---|
| How does Ladysmith Federal Savings and Loan protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Ladysmith Federal Savings and Loan collect my personal information? |
We collect your personal information, for example, when you:
We also collect your personal information from others such as credit bureaus, affiliates or other companies. |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
|---|---|
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. None |
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Credit Reporting Agencies, Title Companies, Check Printing Companies, Chex Systems. |
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. None |
Download a printable version of the privacy notice.