We’re Down with Up North

Expert Service from People You Know & Trust

Although you can expect exciting changes as we grow to meet your needs, one thing will never change: our friendly, professional staff and our shared commitment to the community.

We are mutually owned, locally controlled and the only locally owned bank in Rusk County. Our customers are our owners and the reason for our success!

Ladysmith Federal is proud to give all we can back to our community. We’re always happy to help!

The Rest is History

Ladysmith Federal Savings and Loan Association first opened its doors in 1934. We began with a small staff of only one whose main charter as an association was to provide mortgages, savings accounts, certificates of deposit and share loans.

Today, Ladysmith Federal is a thriving, full-service financial institution with a staff of 12 and an active Board of Directors. Our goal is to meet all of our customers’ needs with a wide variety of services, including checking, saving and loan accounts, debit cards, credit cards, free online bill pay and mobile banking — just to name a few.

Meet the Staff Meet the Board

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