Rates
The Best the Northwoods has to Offer
Checking Accounts
Comparison table of Checking Accounts
| Product |
Min. Opening Deposit |
Interest Rate |
APY* |
| Gold Checking |
$250.00 |
0.20% |
0.20% |
| Platinum Checking |
$250.00 |
0.20% |
0.20% |
| Red, White & Blue Checking |
$250.00 |
0.20% |
0.20% |
| Student Checking |
$0.00 |
0.30% |
0.30% |
Savings Accounts
Comparison table of Savings Accounts
| Product |
Min. Opening Deposit |
Interest Rate |
APY* |
| Smart Savings |
$10.00 |
0.20% |
0.20% |
| Money Market Savings |
$1,000.00 |
0.55% |
0.55% |
| Junior Savings |
$0.00 |
1.00% |
1.00% |
| Christmas Club Savings |
$0.00 |
3.00% |
3.03% |
Certificates of Deposit
Comparison table of Certificates of Deposit
| Product |
Min. Opening Deposit |
Interest Rate |
APY* |
| 3 Month |
$1,000.00 |
0.60% |
0.60% |
| 6 Month |
$1,000.00 |
1.50% |
1.51% |
| 1 Year |
$1,000.00 |
1.75% |
1.76% |
| 2 Year |
$1,000.00 |
1.90% |
1.91% |
| 3 Year |
$1,000.00 |
2.10% |
2.12% |
| 5 Year |
$1,000.00 |
2.20% |
2.22% |
Individual Retirement Accounts
Comparison table of Individual Retirement Accounts
| Product |
Min. Opening Deposit |
Interest Rate |
APY* |
| 3 Month |
$0.00 |
0.85% |
0.85% |
| 6 Month |
$0.00 |
1.75% |
1.76% |
| 1 Year |
$0.00 |
2.00% |
2.01% |
| 2 Year |
$0.00 |
2.15% |
2.16% |
| 3 Year |
$0.00 |
2.35% |
2.37% |
| 5 Year |
$0.00 |
2.45% |
2.47% |
Interest Rates as of October 23, 2023
