Rates
The Best the Northwoods has to Offer Checking Accounts
Comparison table of Checking Accounts
Product
Min. Opening Deposit
Interest Rate
APY*
Gold Checking
$250.00
0.20%
0.20%
Platinum Checking
$250.00
0.20%
0.20%
Red, White & Blue Checking
$250.00
0.20%
0.20%
Student Checking
$0.00
0.30%
0.30%
Savings Accounts
Comparison table of Savings Accounts
Product
Min. Opening Deposit
Interest Rate
APY*
Smart Savings
$10.00
0.20%
0.20%
Money Market Savings
$1,000.00
0.55%
0.55%
Junior Savings
$0.00
1.00%
1.00%
Christmas Club Savings
$0.00
2.75%
2.75%
Certificates of Deposit
Comparison table of Certificates of Deposit
Product
Min. Opening Deposit
Interest Rate
APY*
3 Month
$1,000.00
0.60%
0.60%
6 Month
$1,000.00
1.50%
1.51%
1 Year
$1,000.00
1.50%
1.51%
2 Year
$1,000.00
1.90%
1.91%
3 Year
$1,000.00
2.10%
2.12%
5 Year
$1,000.00
2.20%
2.22%
Individual Retirement Accounts
Comparison table of Individual Retirement Accounts
Product
Min. Opening Deposit
Interest Rate
APY*
3 Month
$0.00
0.85%
0.85%
6 Month
$0.00
1.75%
1.76%
1 Year
$0.00
2.00%
2.01%
2 Year
$0.00
2.15%
2.16%
3 Year
$0.00
2.35%
2.37%
5 Year
$0.00
2.45%
2.47%
Interest Rates as of October 22, 2024.
* APY = Annual Percentage Yield
Rates are subject to change at anytime until purchase of CD.
Penalty equal to 12 months interest for early withdrawal from CDs of term greater than 6 months; all interest on terms 3 to 6 months.
Fees may reduce earnings.
Rates may vary after account opening.
