Rates
The Best the Northwoods has to Offer
Checking Accounts
Comparison table of Checking Accounts
| Product |
Min. Opening Deposit |
Interest Rate |
APY* |
| Gold Checking |
$250.00 |
0.20% |
0.20% |
| Red, White, & Blue Checking |
$250.00 |
0.20% |
0.20% |
| Student Checking |
$0.00 |
0.30% |
0.30% |
Money Market Checking
Comparison table of Money Market Checking
| Tiers |
Min. Opening Deposit |
Interest Rate |
APY* |
| $500.00 – $9,999.99 |
$500.00 |
0.55% |
0.55% |
| $10,000.00 – $49,999.99 |
$10,000.00 |
1.00% |
1.01% |
| $50,000.00 – $99,999.99 |
$50,000.00 |
1.65% |
1.66% |
| $100,000.00 + |
$100,000.00 |
2.10% |
2.12% |
Savings Accounts
Comparison table of Savings Accounts
| Savings |
Min. Opening Deposit |
Interest Rate |
APY* |
| Smart Savings |
$10.00 |
0.20% |
0.20% |
| Money Market Savings |
$1,000.00 |
0.55% |
0.55% |
| Junior Savers |
$0.00 |
1.00% |
1.00% |
| Christmas Club Savings |
$0.00 |
2.75% |
2.75% |
Health Savings Account
Comparison table of Health Savings Account
| Tiers |
Min. Opening Deposit |
Interest Rate |
APY* |
| $0.00 – $499.99 |
$0.00 |
0.20% |
0.20% |
| $500.00 – $2,999.99 |
$500.00 |
0.40% |
0.40% |
| $3,000.00 + |
$3,000.00 |
0.60% |
0.60% |
Certificates of Deposit
Comparison table of Certificates of Deposit
| Product |
Min. Opening Deposit |
Interest Rate |
APY* |
| 3 Month |
$1,000.00 |
0.60% |
0.60% |
| 6 Month |
$1,000.00 |
1.50% |
1.51% |
| 1 Year |
$1,000.00 |
2.30% |
2.32% |
| 2 Year |
$1,000.00 |
2.40% |
2.42% |
| 3 Year |
$1,000.00 |
2.45% |
2.47% |
| 5 Year |
$1,000.00 |
2.45% |
2.47% |
Individual Retirement Accounts
Comparison table of Individual Retirement Accounts
| Product |
Min. Opening Deposit |
Interest Rate |
APY* |
| 3 Month |
$0.00 |
0.85% |
0.85% |
| 6 Month |
$0.00 |
1.75% |
1.76% |
| 1 Year |
$0.00 |
2.55% |
2.57% |
| 2 Year |
$0.00 |
2.65% |
2.67% |
| 3 Year |
$0.00 |
2.70% |
2.72% |
| 5 Year |
$0.00 |
2.70% |
2.72% |
Interest Rates as of April 1, 2025.
