Rates
The Best the Northwoods has to Offer Deposit Rates
Checking Accounts
Comparison table of Checking Accounts
Product
Min. Opening Deposit
Interest Rate
APY*
Gold Checking
$250.00
0.200%
0.200%
Platinum Checking
$250.00
0.200%
0.200%
Red, White & Blue Checking
$250.00
0.200%
0.200%
Savings Accounts
Comparison table of Savings Accounts
Product
Min. Opening Deposit
Interest Rate
APY*
Smart Savings
$100.00
0.150%
0.150%
Money Market Savings
$1,000.00
0.300%
0.300%
Junior Savings
$0.00
1.000%
1.000%
Christmas Club Savings
$0.00
0.750%
0.750%
Certificates of Deposit
Comparison table of Certificates of Deposit
Product
Min. Opening Deposit
Interest Rate
APY*
3 Month
$1,000.00
0.200%
0.200%
6 Month
$1,000.00
0.400%
0.400%
1 Year
$1,000.00
0.600%
0.600%
2 Year
$1,000.00
0.900%
0.900%
3 Year
$1,000.00
1.000%
1.000%
5 Year
$1,000.00
1.250%
1.260%
Individual Retirement Accounts
Comparison table of Individual Retirement Accounts
Product
Min. Opening Deposit
Interest Rate
APY*
3 Month
$0.00
0.450%
0.450%
6 Month
$0.00
0.650%
0.650%
1 Year
$0.00
0.850%
0.850%
2 Year
$0.00
1.150%
1.150%
3 Year
$0.00
1.250%
1.250%
5 Year
$0.00
1.500%
1.510%
Interest Rates as of 11/12/2020
* APY = Annual Percentage Yield
Rates are subject to change at anytime until purchase of CD.
Penalty equal to 12 months interest for early withdrawal from CDs of term greater than 6 months; all interest on terms 3 to 6 months.
Fees may reduce earnings.