Other Services

Everything you expect from a bank—plus a few things you didn’t.

Gift Cards

Whether you're celebrating a special occasion or planning a hassle-free travel experience, the Visa Gift Card is a perfect fit. Compact, convenient, and universally appreciated, it’s accepted anywhere Visa is — around the corner or across the globe. Available in customizable amounts from $10 to $500, it’s a thoughtful gift that fits every budget and lifestyle.

Money Orders

Secure Payments Made Simple. Money orders offer a safe, reliable alternative to cash or personal checks—perfect for paying bills, making purchases, or sending funds when other forms of payment aren’t accepted. We provide money orders for amounts up to $1,000, all for a low service fee. It’s a trusted way to send money with peace of mind.

Safe Deposit Boxes

Protect your important documents and valuables with a safe deposit box at Ladysmith Federal. We offer a range of box sizes to meet your needs, all designed to provide peace of mind and secure storage. For annual rates and available box sizes, give us a call today!

A safe deposit box is not a deposit account. It is storage space provided by the bank, so the contents, including cash, checks or other valuables, are not insured by FDIC deposit insurance if damaged or stolen.

Direct Deposit

We are proud to offer our customers free direct deposit. With direct deposit, your entire check is deposited automatically into your checking account. Direct deposit can be a one-time or recurring deposit, including: Payroll, Dividends/interest, Social Security, Annuities, pensions and/or IRAs, Expense reimbursements, etc.

The company or individual initiating the direct deposit will need your 10-digit account number as well as Ladysmith Federal’s routing number: 291571267.

Bank Checks

Need to make a secure payment for a high-value purchase or service? Bank checks are the preferred choice for situations where personal checks aren’t accepted—such as real estate closings, vehicle purchases, or large business payments. Guaranteed by the bank and widely trusted, they provide peace of mind for both payer and recipient. Each bank check is available for a minimal processing fee.

Notary Public Service

Need an official witness for a legal document? Our on-site public notaries are here to help. Whether you're finalizing contracts, affidavits, or other important paperwork, we offer complimentary notary services to all our valued customers—making it easy and convenient to get the signatures you need, when you need them.

Telephone Banking

Stay connected to your finances—wherever life takes you. With our convenient telephone banking service, simply call 855-367-5375 (855-FOR-LFSL) to check if a deposit has been made, confirm if a check has cleared, transfer funds between Ladysmith Federal accounts, and more. It's a fast, secure way to manage your money and keep your checkbook balanced—24/7.

Self-Service Banking Resource

Visit our lobby to access a dedicated PC station and receive personalized assistance with all your digital banking needs. Whether you're new to online banking or need help navigating features, our friendly staff is here to guide you.

At the Resource Center, you can: Enroll in online and mobile banking services, check balances and transactions, open a new account securely online, explore digital banking tools at your own pace, & much more. No appointment necessary—stop by today for support that makes banking easy and accessible.

Merchant Payment Processing

We are excited to expand our offerings by providing merchant payment processing services through Fiserv's Clover. Clover's intuitive and secure payment solutions enable businesses to accept a wide variety of payments, from credit and debit cards to mobile wallets and more. With competitive rates, customizable features, and seamless integration, Clover empowers our business clients to streamline their operations and enhance their customer experience. Whether you're a small startup or a growing enterprise, Ladysmith Federal is here to help you take your payments to the next level!

Contact Taylor Engholm at (715) 532-3389 to learn more about merchant payment processing.

Financial Literacy

Our Financial Literacy programs teach money management skills for all ages—from children learning to save, to teens understanding credit, and adults planning for retirement. Led by our expert banker volunteers, we offer engaging, hands-on sessions designed to empower individuals at every stage of life.