Other Services

Everything you expect from a bank, plus a few things you didn’t.

This page highlights the additional banking services and everyday conveniences available to customers beyond traditional accounts and loans.

At Ladysmith Federal, we know banking is not always just about checking accounts, savings accounts, mortgages, or business loans. Sometimes customers need a safe deposit box, money order, cashier’s check, gift card, night deposit access, notary service, or other helpful banking support. This page is designed to give customers a convenient place to learn more about the extra services that can make managing money a little easier.

Whether you are preparing for a special purchase, organizing important documents, handling business deposits after hours, or simply looking for a reliable local place to take care of everyday financial tasks, Ladysmith Federal is here to help. Our team is proud to provide personal service, trusted guidance, and practical banking solutions for customers throughout Ladysmith and the surrounding communities.

The Other Services page is a helpful resource for customers who want to see the full range of services available at Ladysmith Federal. From the expected to the unexpected, our goal is to make banking simple, useful, and local.

Gift Cards

Whether you're celebrating a special occasion or planning a hassle-free travel experience, the Visa Gift Card is a perfect fit. Compact, convenient, and universally appreciated, it’s accepted anywhere Visa is around the corner or across the globe. Available in customizable amounts from $10 to $500, it’s a thoughtful gift that fits every budget and lifestyle.

Money Orders

Secure Payments Made Simple. Money orders offer a safe, reliable alternative to cash or personal checks, perfect for paying bills, making purchases, or sending funds when other forms of payment aren’t accepted. We provide money orders for amounts up to $1,000, all for a low service fee. It’s a trusted way to send money with peace of mind.

Safe Deposit Boxes

Protect your important documents and valuables with a safe deposit box at Ladysmith Federal. We offer a range of box sizes to meet your needs, all designed to provide peace of mind and secure storage. For annual rates and available box sizes, give us a call today!

A safe deposit box is not a deposit account. It is storage space provided by the bank, so the contents, including cash, checks or other valuables, are not insured by FDIC deposit insurance if damaged or stolen.

Direct Deposit

We are proud to offer our customers free direct deposit. With direct deposit, your entire check is deposited automatically into your checking account. Direct deposit can be a one-time or recurring deposit, including: Payroll, Dividends/interest, Social Security, Annuities, pensions and/or IRAs, Expense reimbursements, etc.

The company or individual initiating the direct deposit will need your 10-digit account number as well as Ladysmith Federal’s routing number: 291571267.

Bank Checks

Need to make a secure payment for a high-value purchase or service? Bank checks are the preferred choice for situations where personal checks aren’t accepted such as real estate closings, vehicle purchases, or large business payments. Guaranteed by the bank and widely trusted, they provide peace of mind for both payer and recipient. Each bank check is available for a minimal processing fee.

Notary Public Service

Need an official witness for a legal document? Our on-site public notaries are here to help. Whether you're finalizing contracts, affidavits, or other important paperwork, we offer complimentary notary services to all our valued customers making it easy and convenient to get the signatures you need, when you need them.

Telephone Banking

Stay connected to your finances wherever life takes you. With our convenient telephone banking service, simply call 855-367-5375 (855-FOR-LFSL) to check if a deposit has been made, confirm if a check has cleared, transfer funds between Ladysmith Federal accounts, and more. It's a fast, secure way to manage your money and keep your checkbook balanced 24/7.

Self-Service Banking Resource

Visit our lobby to access a dedicated PC station and receive personalized assistance with all your digital banking needs. Whether you're new to online banking or need help navigating features, our friendly staff is here to guide you.

At the Resource Center, you can: Enroll in online and mobile banking services, check balances and transactions, open a new account securely online, explore digital banking tools at your own pace, & much more. No appointment necessary stop by today for support that makes banking easy and accessible.

Merchant Payment Processing

We are excited to expand our offerings by providing merchant payment processing services through Fiserv's Clover. Clover's intuitive and secure payment solutions enable businesses to accept a wide variety of payments, from credit and debit cards to mobile wallets and more. With competitive rates, customizable features, and seamless integration, Clover empowers our business clients to streamline their operations and enhance their customer experience. Whether you're a small startup or a growing enterprise, Ladysmith Federal is here to help you take your payments to the next level!

Contact Taylor Engholm at (715) 532-3389 to learn more about merchant payment processing.

Financial Literacy

Our Financial Literacy programs teach money management skills for all ages from children learning to save, to teens understanding credit, and adults planning for retirement. Led by our expert banker volunteers, we offer engaging, hands-on sessions designed to empower individuals at every stage of life.

Night Deposit

Need to make a deposit after regular business hours? Our night deposit service gives customers and local businesses a secure and convenient way to drop off deposits when the bank is closed. Whether you are making a business deposit after a busy day, dropping off checks, or need flexibility outside of lobby hours, night deposit helps keep banking simple and accessible. The after-hours night deposit locations are next to the front door main entrance and next to the drive thru window.

Wire Transfers

When you need to send funds securely, wire transfers may be a helpful option for certain time-sensitive or larger payments. Ladysmith Federal can assist customers with wire transfer requests and provide information about instructions, fees, processing times, and important safety steps.

Because wire transfers can be targeted by scammers, always verify payment details carefully and contact Ladysmith Federal directly if something feels suspicious.

Debit Cards

Your Ladysmith Federal debit card gives you convenient access to your checking account for everyday purchases, ATM withdrawals, and more. It is a simple way to pay without carrying extra cash or writing a check.

If your card is lost, stolen, damaged, or not working as expected, contact Ladysmith Federal for assistance. Our team is here to help with debit card support, replacement cards, and questions about card use.

Travel Notices

Planning a trip out of state or abroad? Let Ladysmith Federal know before you go. Placing a travel notice can help keep your debit card working as expected while you are away from home.

When card activity appears in a new location, it may look unusual and could be flagged for your protection. A quick call before your trip can help reduce the chance of an unnecessary interruption.

Mobile Check Deposit

Deposit checks from almost anywhere with mobile check deposit through Ladysmith Federal’s mobile banking services. It is a convenient way to deposit checks using your mobile device without making a special trip to the bank.

Mobile check deposit can be helpful when you are busy, traveling, or simply want to take care of banking from home. Contact us if you need help getting started.

Online Bill Pay

Make paying bills easier with bill pay through Ladysmith Federal’s digital banking services. Bill pay can help you manage monthly payments, reduce paper checks, and keep your finances more organized.

Whether you are paying utilities, loans, service providers, or other regular expenses, bill pay gives you another convenient way to manage your money.

E-Statements

E-Statements are a secure and convenient way to receive your account statements electronically. Instead of waiting for paper statements in the mail, and paying a monthly fee, you can access your statements through digital banking when you need them for free.

E-Statements can help reduce paper clutter, keep records organized, and provide convenient access to important account information.

Mobile Account Alerts

Stay more connected to your accounts with account alerts. Mobile alerts can help you monitor activity, watch balances, track deposits, block merchants, and stay informed about important account changes.

Account alerts are a helpful tool for everyday money management and may also help you notice unusual activity sooner. Contact Ladysmith Federal, or stop in with your device, if you would like help setting up alerts.

Loan Payments

Making a loan payment should be simple. Ladysmith Federal offers options to help customers make payments on their loans in a way that works for them.

Whether you prefer to stop in, mail a payment, transfer funds, set up an automatic payment, or ask about other available payment options, our team is here to help you stay on track and make the process easier.

Coin Machine Services

Have loose change piling up at home, at work, or from a fundraiser? Ladysmith Federal can help customers turn coins into funds that are easier to deposit, save, or spend.

Coin machine services can be helpful for families, businesses, schools, clubs, and community organizations. Free for Ladysmith Federal customers and a 10% charge applies for all non-Ladysmith Federal customers.

Zelle® Money Transfers (p2p)

Send and receive money with people you know and trust using Zelle® through Ladysmith Federal’s digital banking services. Zelle® is a convenient person-to-person (p2p) payment option that can help with splitting costs, paying someone back, or sending money to family and friends.

Always use Zelle® carefully and only send money to people you know and trust.

Online & Mobile Banking Support

Need help getting started with online or mobile banking? Ladysmith Federal is here to help. Our staff can assist with enrollment, logging in, mobile banking features, mobile check deposit, account alerts, bill pay, and other digital banking tools.

Whether you are new to digital banking or just need a quick refresher, stop in and let us walk you through it.

Fax, Copy, or Document Assistance

Need to fax, copy, or print important paperwork? Ladysmith Federal offers fax, copy, and document assistance services for a fee to help customers take care of everyday paperwork needs in a convenient local setting.

Whether you need to send a document, make copies for your records, or get help with banking-related paperwork, our team is here to assist. This service can be helpful for customers who need access to basic office services without making an extra stop.

Fees may apply based on the service requested. Contact Ladysmith Federal, by calling 715-532-3389, or stop in for current pricing and availability.