Health Savings Account (HSA)

To Your Health!

Save and spend smarter when you use a Health Savings Account (HSA). This page from Ladysmith Federal helps customers learn more about a savings option designed for qualified medical expenses and future health care needs. A Health Savings Account, also known as an HSA, can be a helpful way to set money aside for eligible health-related costs while keeping funds separate from everyday spending.

At Ladysmith Federal, we understand that health care expenses can be an important part of a family’s financial plan. Whether you are preparing for routine medical costs, prescriptions, dental or vision expenses, or unexpected health care needs, an HSA may help you plan ahead with more confidence. For customers who qualify, a Health Savings Account can be a practical tool for managing medical expenses today while also saving for future needs.

This page is designed to provide helpful information about Ladysmith Federal Health Savings Accounts, local banking services, savings options, and account support. Customers can use this resource to learn more about how an HSA works, what it may be used for, and how it can fit into a broader savings plan.

If you have questions about opening a Health Savings Account, account requirements, contributions, or how an HSA may work with your health plan, contact Ladysmith Federal by giving us a call at 715-532-3389.

Our local team is here to provide personal service, trusted guidance, and support as you plan for both your financial wellness and your health.

Ladysmith Federal’s HSA Benefits

• Earn interest on your balance*
• Minimum balance to open: $50
• Monthly fee: $5 (if the daily balance drops below $50)
• Free debit card
• Free checks
• Unlimited check writing

OPEN A NEW ACCOUNT 

Health Savings Account