Holiday Hours

We will be closing early at 12:00pm on Tuesday, December 24th, 2024, in observation of Christmas Eve. We will be closed all day on Wednesday, December 25th, 2024, in observation of Christmas Day. We will resume normal business hours on Thursday, December 26th, 2024.

Personal Loans

Flexible Funds for You & Your Family

Whether you need money in a pinch or want to borrow for something more fun, Ladysmith Federal is poised to lend you a hand. Our rates are some of the lowest around!

A few examples of personal loans include:

(Looking for home loans? Visit our Mortgages page!)

Get Started

Apply for a Personal Loan

Apply for a Student Loan

Meet Your Loan Officer

Lindsey Sprague
Lindsey Sprague NMLS ID: 1970105

Loan Calculator

Tuition Calculator

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