Certificates of Deposit (CDs)
Make Your Money Work for You
Certificates of Deposit (CDs) earn the best interest* rates we have to offer — and some of the most competitive around!
For an investment of at least $1,000, you can choose a 3-month, 6-month, 1-year, 2-year, 3-year or 5-year term.
All of our CDs offer a Triple Choice Option at account opening.
When you open a new CD, you may choose one of the following options tied to your account:
- A one-time rate change; the term extends when the change is made;
- A one-time ½ principal balance withdrawal without penalty; or
- Add up to double the original balance to the CD; the term extends when the change is made.
Certificates of Deposit
| Product | Min. Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| 3 Month | $1,000.00 | 0.60% | 0.60% |
| 6 Month | $1,000.00 | 1.50% | 1.51% |
| 1 Year | $1,000.00 | 3.65% | 3.70% |
| 2 Year | $1,000.00 | 2.40% | 2.42% |
| 3 Year | $1,000.00 | 2.45% | 2.47% |
| 5 Year | $1,000.00 | 2.45% | 2.47% |
Interest Rates as of February 2, 2026.