Financial Literacy
Building a Financially Smart Future, One Step at a Time.
Ladysmith Federal is committed to helping our students, families, and communities develop healthy financial habits. Our Financial Literacy programs are designed to help people of all ages develop important money management skills. From children & teens learning ways to save to adults & seniors mastering credit and financial safety, we offer engaging, hands-on experiences led by banker volunteers. Together, we’re building a brighter financial future.
Teach Children to Save Program
Helping the Next Generation Develop Lifelong Savings Habits.
Teach Children to Save is a national program from the American Bankers Association where materials are provided and updated each year for banker volunteers to visit classrooms to teach children the importance of saving money. This program is geared towards K-8th grade levels.
Key Learning Points:
- The importance of saving money
- Setting and achieving financial goals
- Making smart choices with money
Program Overview by Grade Level
Elementary K - 2nd Grade
National Teach Children to Save Day: Teach Children to Save habits. The program consists of a 30-minute volunteer banker lead session where children are read a story about saving money followed by a group discussion covering the lesson and theme of the story. Rusk County students participate in this program each year on the fourth week in April, however the program can be requested at any time.Day encourages children to develop good saving- Saving for a Rainy Day Lesson
- Coin Counting Lesson & Activity
- Money Memory Lesson & Game
- Make a Story Saving Money Activity
- Coloring & Activity Sheets
+more
Elementary 3rd – 5th Grades
- Save the Piggy Bank Game
- What it takes to be a Banker Lesson
- Unlocking Savings Lesson
- Secret Agent Savings Lesson
- Banking Basics Card Game
- Coloring & Activity Sheets
+more
Middle School 6th-8th Grades
- Directed Drawing Activity
- An Unexpected Expense Lesson
- Double or Nothing Lesson & Game
- Make your Wish Lesson
- Money Mission Lesson
- Bankers and You Grades 6-8 – You Could be a Banker Lesson
- Saving for a Sunny Day Lesson & Activity
- Bankers & You Bingo Game
+more
Contact us to request a banker-led presentation for your class today at (715) 532-3389 or contact@ladysmithfederal.com.
Financial Education for High School Students
and Young Adults
Banking Basics & Financial Knowledge
Key Topics:
- Student Reality Challenge: Players start with a career, family size, and monthly income at the beginning of the game. They will have to make spending decisions as they travel through the life expenses in the presentation. Similar to Hasbro©'s "The Game of Life™", the object is to have the highest net worth at the end of the game.
- Intro to Credit: Learn how credit works, building a good credit score, why it's important, and managing debt responsibly.
- Smart & Safe Banking: Tips on how to manage your bank accounts, protect your money, and avoid common banking mistakes.
- Banking Career Presentations: An informative look at career opportunities in the banking industry.
- Fraud Awareness: Understanding the importance of banking security and avoiding common fraud schemes.
- Games and Activities: We offer a variety of fun, hands-on activities designed to help children, teens, and adults better understand personal finance.
Contact us to request a presentation for your class, business, or organization today at (715) 532-3389 or contact@ladysmithfederal.com.
Financial Education for Older Adults
Helping aging adults make informed financial decisions
This program is tailored to help the older population navigate financial challenges and protect their finances. From budgeting to safeguarding against fraud, we provide tools and advice to manage money with confidence.
Key Topics:
- Budgeting and planning for retirement
- Estate planning
- Identifying & avoiding financial scams and fraud
- Protecting assets and managing healthcare costs
- Live online & mobile baking demonstrations
Join an Older Adult Education session near you by watching our Facebook or homepage for event announcements, or contact us to request a banker-led presentation for your business or organization today at (715) 532-3389 or contact@ladysmithfederal.com.