Financial Literacy
Building a Financially Smart Future, One Step at a Time.
Ladysmith Federal highlights educational resources, classroom presentations, community programs, and hands-on learning opportunities designed to help people of all ages build confidence with money. From young students learning the basics of saving to teens exploring credit, adults managing everyday finances, and older adults learning how to recognize scams, Ladysmith Federal is proud to support financial education throughout the Ladysmith area and surrounding communities.
At Ladysmith Federal, we believe financial literacy is an important part of building strong families, schools, businesses, and communities. Our programs cover helpful topics such as saving money, banking basics, checking accounts, debit cards, credit scores, fraud prevention, identity theft, online safety, elder financial exploitation, and smart money management. Presentations can be designed for elementary students, middle school students, high school students, adults, older adults, community groups, and local organizations.
This page is designed to help schools, teachers, parents, businesses, and community members learn more about available Ladysmith Federal financial literacy programs and request a presentation or activity. Whether your group is looking for a classroom lesson, career-focused presentation, fraud awareness discussion, bank tour, field trip, or interactive financial activity, our team is here to help make financial education practical, approachable, and engaging.
For questions about financial literacy presentations, community education, school programs, or fraud awareness resources, contact Ladysmith Federal. Our team is proud to share trusted guidance, local service, and helpful financial education with the communities we serve.
Teach Children to Save Program
Teach Children to Save is a national program from the American Bankers Association where materials are provided and updated each year for banker volunteers to visit classrooms to teach children the importance of saving money. This program is geared towards K-8th grade levels.
Key Learning Points:
- The importance of saving money
- Setting and achieving financial goals
- Making smart choices with money
Program Overview by Grade Level
Elementary K - 2nd Grade
- National Teach Children to Save Day: Teach Children to Save Day encourages children to develop good saving habits. The program consists of a 30-minute volunteer banker lead session where children are read a story about saving money followed by a group discussion covering the lesson and theme of the story. Rusk County students participate in this program each year on the fourth week in April, however the program can be requested at any time.
- Saving for a Rainy Day Lesson
- Coin Counting Lesson & Activity
- Money Memory Lesson & Game
- Make a Story Saving Money Activity
- Coloring & Activity Sheets +more
Elementary 3rd – 5th Grades
- Save the Piggy Bank Game
- What it takes to be a Banker Lesson
- Unlocking Savings Lesson
- Secret Agent Savings Lesson
- Banking Basics Card Game
- Coloring & Activity Sheets +more
Middle School 6th-8th Grades
- Directed Drawing Activity
- An Unexpected Expense Lesson
- Double or Nothing Lesson & Game
- Make your Wish Lesson
- Money Mission Lesson
- Bankers and You Grades 6-8 – You Could be a Banker Lesson
- Saving for a Sunny Day Lesson & Activity
- Bankers & You Bingo Game +more
Contact us to request a banker-led presentation for your class today at (715) 532-3389 or contact@ladysmithfederal.com.
Financial Education for High School Students
and Young Adults
Key Topics:
- Student Reality Challenge: Players start with a career, family size, and monthly income at the beginning of the game. They will have to make spending decisions as they travel through the life expenses in the presentation. Similar to Hasbro's "The Game of Life", the object is to have the highest net worth at the end of the game.
- Intro to Credit: Learn how credit works, building a good credit score, why it's important, and managing debt responsibly.
- Smart & Safe Banking: Tips on how to manage your bank accounts, protect your money, and avoid common banking mistakes.
- Banking Career Presentations: An informative look at career opportunities in the banking industry.
- Fraud Awareness: Understanding the importance of banking security and avoiding common fraud schemes.
- Games and Activities: We offer a variety of fun, hands-on activities designed to help children, teens, and adults better understand personal finance.
Contact us to request a presentation for your class, business, or organization today at (715) 532-3389 or contact@ladysmithfederal.com.
Job Shadowing Opportunities
Ladysmith Federal offers valuable job shadow opportunities for students interested in careers in banking, accounting, finance, and business. Through this experience, students can spend time alongside professionals in a real community bank setting, gaining firsthand insight into daily operations such as customer service, financial transactions, lending, and money management. Participants have the chance to ask questions, observe real-world decision-making, and better understand the skills and education needed for success in financial careers. This hands-on exposure helps students explore their interests, build confidence, and make informed decisions about their future paths in the financial industry.
Financial Education for Adults
Helping adults make informed financial decisions
This program is tailored to help the older population navigate financial challenges and protect their finances. From budgeting to safeguarding against fraud, we provide tools and advice to manage money with confidence.
Key Topics:
- Budgeting and planning for retirement
- Estate planning
- Identifying & avoiding financial scams and fraud
- Protecting assets and managing healthcare costs
- Live online & mobile baking demonstrations
Join an Older Adult Education session near you by watching our Facebook or homepage for event announcements, or contact us to request a banker-led presentation for your business or organization today at (715) 532-3389 or contact@ladysmithfederal.com.