Resources
Let’s Make Your Life Easier
The Resources page from Ladysmith Federal is designed to give customers and community members easy access to helpful banking tools, financial information, and educational resources in one convenient place. Whether you are looking for financial calculators, account information, loan resources, fraud prevention tips, payment transfer information, or answers to common banking questions, Ladysmith Federal is here to help you find the information you need.
At Ladysmith Federal, we believe banking should feel personal, local, and easy to understand. Our Resources page can help you explore topics related to everyday money management, online banking, mobile banking, payment transfers, personal loans, mortgages, business loans, savings, and financial literacy. These resources are created to help customers make more informed decisions, ask better questions, and feel more confident when managing their money.
Customers can use this page as a starting point for learning more about Ladysmith Federal products, services, forms, calculators, and digital banking options. From preparing for a loan application to reviewing ways to protect your money from scams and fraud, our goal is to provide practical information that supports your financial needs at every stage of life.
If you have questions about a resource, need help finding a form, or want to speak with someone about your banking needs, contact Ladysmith Federal. Our team is proud to provide local service, trusted guidance, and the personal support our customers know and value.
Rates
We keep our rates competitive. See current interest rates for savings accounts, money markets, certificates of deposit, IRAs, and more.
SEE RATES
Financial Calculators
Use our online calculators to help plan for loan payments, interest earned through savings, home affordability, tuition, retirement, and more.
DO THE MATH
Order Checks
Is your checkbook looking a little thin? Use our check ordering links to purchase Ladysmith Federal checks for personal or business accounts.
RELOAD
For Sale
Take a look at the land, properties, and vehicles Ladysmith Federal currently has available, and take advantage of these unique opportunities.
START SHOPPING
Financial Literacy
Explore helpful financial education resources for students, adults, older adults, schools, and community groups. Topics include saving, credit, fraud awareness, smart banking, and more.
LEARN MORE
Frequently Asked Questions (FAQs)
Find answers to common questions about Ladysmith Federal accounts, online banking, mobile banking, debit cards, eStatements, Zelle®, bill pay, and more.
GET ANSWERS
Protecting Your Money
Learn how to recognize scams, prevent fraud, protect your personal information, and use safe banking habits to help keep your money secure.
STAY SAFE
Opt Out of Credit Bureau Solicitations
Learn why you may receive credit or insurance offers after applying for a loan and how to opt out of pre-screened credit bureau solicitations.
OPT OUT
UChoose Rewards
Earn points when you use your Ladysmith Federal debit card and redeem them for cash back, gift cards, travel, merchandise, and more.
START EARNING
Zelle®
Send and receive money with people you know and trust using Zelle®, a convenient person-to-person payment option available through Ladysmith Federal’s digital banking services.
SEND MONEY
Business Loan Personal Financial Statement
Access the personal financial statement form needed to provide current financial details as part of the business loan application process.
GET THE FORM
Mobile Banking
Take your banking with you. Learn more about mobile check deposit, account alerts, transfers, balance information, and other convenient mobile banking tools.
BANK ON THE GO
Online Banking
Manage your accounts anytime with online banking. Check balances, review account history, transfer funds, pay bills, view check images, and more.
BANK ONLINE
Community
See how Ladysmith Federal supports local events, schools, organizations, and community partnerships throughout the Ladysmith area.
LEARN MORE