Online & Mobile Banking
24/7/365 Access
Online Banking
Ladysmith Federal’s Online Banking is free, easy to use and—most importantly—secure.
Use it to:
- Check your account balances and history
- Transfer funds between your Ladysmith Federal accounts
- Pay your bills online (see below)
- View loan and deposit rates
- Use the loan calculator
- See posted check imaging
Access to a modern web browser is required, such as Microsoft Edge or Internet Explorer 11+, Chrome 30+, Firefox 27+, Android 5.0+. If you experience a connection error, try upgrading your browser.
Enroll in Online Banking
To enroll in Online Banking:
- Visit LadysmithFederal.com
- Click ‘Enroll Now’ in upper right-hand corner.
Information you will need:
- Account number
- Social security number
- Create security question and answer
- Email address
- Create a username and password
- Create 3 security questions and answers
Bill Pay
Pay your bills securely and conveniently with LFSL Bill Pay.
No more making trips to the post office to buy stamps or wasting time writing checks. Payments are automatically deducted from your LFSL account and sent to the people you want to pay.
Enrolling is easy in our Online Banking platform. Don’t have Online Banking yet? Click the button below!
E-Statements
In order to sign up for E-Statements you must first enroll in Online Banking.
- Click on ‘Profile’ in the upper right-hand corner of your online banking profile.
- Across from Electronic Statements click on the purple ‘Manage Statements’ button
- Click on ‘PDF Document’
- Open PDF document file and copy or write down the code
- Paste or enter the code onto the previous page
2. Click ‘Submit’
- Select the accounts you would like E-Statements for
- Click ‘Next’
3. Click ‘Enroll’
Congratulations, you are officially signed up for E-Statements!
Mobile Banking
What’s better than a powerful online platform for managing your finances? How about being able to bank from virtually anywhere?
In addition to Online Banking’s suite of tools, Mobile Banking also has features for mobile check deposit and mobile alerts.
Using Ladysmith Federal’s mobile banking app is easy. Just download the app below and use your Online Banking username and password to start taking advantage of Mobile Banking.
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Online Account Opening
You can open a Checking or Savings account online or in-person at Ladysmith Federal — it's easy and secure. With accounts for every stage of life, you'll get free Online Banking, Mobile Banking, & no fees at ATMs*!
No matter how you apply, you'll need:
- Your Social Security number
- Valid ID (driver's license, state ID, or passport)
- Current residential address
- Funds to deposit
- Accounts for Retirement, Businesses, Non-Profits, & children 17 and under must be opened in-person.
New to Ladysmith Federal? OPEN ACCOUNT
Already a Ladysmith Federal customer? Great! Applying is Fast & Secure through your online or mobile banking account. Login to get started!
*Ladysmith Federal does not charge an ATM fee, however the ATM or store location may still charge a fee.