Business Loans
Investing in Your Growth
We believe a community is only as strong as its businesses, so we’re proud to be able to invest in your company’s growth and success. Ladysmith Federal helps local businesses, entrepreneurs, and organizations explore financing options designed to support business needs, growth, and long-term success. Whether you are purchasing an existing business, starting a new business, expanding operations, buying equipment, purchasing commercial property, or looking for working capital, Ladysmith Federal is here to provide local lending support and personal guidance.
Ladysmith Federal offers a variety of business loan options, including lines of credit, commercial property loans, rental property loans, construction loans, business equipment loans, business vehicle loans, facility expansion or remodeling loans, term loans, short-term working capital, and business credit cards. These financing options can help businesses manage cash flow, invest in new opportunities, update equipment, improve facilities, or prepare for the next stage of growth.
For qualifying businesses, Ladysmith Federal also has experience with Small Business Administration, or SBA loans. SBA loan options may help support business purposes such as equipment or inventory purchases, commercial real estate, commercial construction, business acquisition and expansion, refinancing, and working capital needs.
This page is designed to provide helpful information about Ladysmith Federal business loans, commercial loans, SBA loans, business financing, working capital, equipment financing, and local lending services.
If you have questions about current business loan rates, loan terms, required documents, or the application process, contact Ladysmith Federal and ask to speak with a lender.
Our team is proud to support local businesses with trusted service, clear communication, and lending solutions built around your goals.
Types of Ladysmith Federal business loans include:
- Lines of credit
- Commercial property
- Rental property
- Construction
- Business equipment
- Business vehicle
- Facility expansion/remodeling
- Term loans
- Short-term working capital
- Leasing
- Visa credit card
Small Business Administration (SBA) Loans
We look out for the “little guy,” and no business is too small for Ladysmith Federal. We are experienced with providing United States SBA Loans.
Almost any business purpose can qualify for SBA Guaranteed Loans, including:
- Equipment/inventory purchases
- Commercial real estate purchase
- Commercial construction
- Business acquisition and expansion
- Refinance
- Working capital
Get Started
Complete your Business Loan Financial Statement
Meet Your Loan Officer
Have questions about business financing? Our local loan officers are here to learn about your goals, explain your options, and help guide you through the lending process with personal service from start to finish.
Rates
For the most accurate and up-to-date information, please call our branch at 715-532-3389 and ask to speak with a lender for current rates and personalized loan quotes.
Loan Calculator
Estimate potential business loan payments and see how different loan amounts, rates, and repayment terms may affect your monthly budget. This calculator can help business owners plan for equipment purchases, expansion, working capital, vehicles, or other financing needs before speaking with a lender.