Holiday Hours

On Wednesday, December 24, 2025, we will be closing at 12:00PM in observation of Christmas Eve Day and we will be closed all day Thursday, December 25, 2025, in observation of Christmas Day. We will resume normal business hours on Friday, December 26, 2025. Thank you!

Open a New Account

You can open a Checking or Savings account online or in-person

No matter how you apply, you'll need

Select the account type below to see additional required account-opening information

Personal Accounts 18+

  • Legal Name
  • Date of Birth (DOB)
  • 2 forms of ID including:
  1. Social Security Number (SSN)
  2. Valid State ID or Driver's License with Current Physical Address listed

If address is not current: Utility Bill, Lease/Rental Agreement, Pay stub, etc. are acceptable documents.

Other acceptable forms of ID include: Passports, Student ID, Employee Name Badge, Medicare ID, & Military ID.

Personal Accounts 17 & Under

  • Parent or Guardian present at account opening with the information from above. 
  • Minor's Legal Name, DOB, & SSN

Sole Proprietors/Doing Business As Accounts

  • Legal Name & Physical Address
  • Date of Birth
  • SSN

Limited Liability Corporations

  • Legal Name, Physical Address, DOB, & SSN for each Signer
  • LLC Employer Identification Number (EIN) & Physical Address of Business
  • Articles of Organization - showing how the LLC is organized and by whom
  • Articles of Incorporation -  showing that the LLC is registered with the State

Corporations

  • Legal Name, Physical Address, DOB & SSN for each Signer
  • Corporation EIN & Physical Address of Business
  • Articles of Organization - showing how the Corporation is organized and by whom
  • Articles of Incorporation - showing the Corporation is registered with the State
  • Copy of current By-laws

General or Limited Partnerships

  • Legal Name, Physical Address, DOB & SSN for each Signer
  • Partnership EIN & Physical Address of Business
  • Articles of Incorporation - showing the Partnership is registered with the State
  • Current copy of the Partnership Agreement

Organizations & Non-Profits

  • Legal Name, Physical Address, DOB & SSN for each Signer
  • Organization Tax ID Number (TIN) & Physical Address of Organization
  • Articles of Incorporation -  showing that the Organization is registered with the State, unless an exception applies. 
  • Current Meeting Minutes - Specifically indicating name of Organization, who is to be added to the account, and who has authorization to open the account.
Open an account online in minutes

It's easy and secure. With accounts for every stage of life, you'll get free Online Banking, Mobile Banking, & no fees at ATMs*! 

Click here to get started Click here to view rates

Your New Accounts Team
Jaidynn Ewer
Jaidynn Ewer Universal Banker Email Jaidynn Call Jaidynn
Stephanie Morris
Stephanie Morris Universal Banker Email Stephanie Call Stephanie
Emma Schindler
Emma Schindler Universal Banker Email Emma Call Emma
New Account Offers & Promotions
Earn Up to $300 When You Bank with Ladysmith Federal!

Open a new checking or savings account with Ladysmith Federal and receive $100! Add an additional account and we’ll give you another $100.

Bonus Offer: Sign up for online banking and e-statements within 30 days of opening your account and receive a $100 VISA gift card!

Requirements:

Loyal to Rusk County Since 1934. Owned by you, our deposit account holders.

Offer valid through December 31, 2025.

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