UChoose Rewards

More Choices. More Points. More Freedom.

UChoose Rewards is a free, points-based loyalty program. When you use your Ladysmith Federal debit card, you’re already earning points, even if you haven’t created a rewards account yet. Simply create your account at UChooseRewards.com to view and redeem your points. Points can be redeemed for cash back, gift cards, merchandise, travel, and more, with opportunities to earn bonus points when shopping in-store or online.

Why UChoose Rewards Is Different

With UChoose Rewards, you’re in control. You earn points every time you use your Ladysmith Federal debit card, with access to hundreds of popular retailers and reward options including travel, merchandise, gift cards, experiences, and more.

How It Works

• Earn 1 point for every $2 spent when you use your debit card and sign for purchases
• Earn even more points by shopping with participating retailers in-store or online through UChooseRewards.com
• Redeem your points for the rewards you want, when you want them

No complicated rules. No restrictive catalogs. Just more ways to earn and more ways to enjoy the benefits of everyday spending.

Start earning rewards with every purchase when you use your Ladysmith Federal debit card today!