Your Personal Financial Statement

The Numbers Behind the Next Step

A Business Loan Personal Financial Statement is an important part of the business loan application process at Ladysmith Federal. This form helps provide a clear picture of an applicant’s personal financial position, including assets, liabilities, income, and other financial obligations. When applying for a business loan, lenders often review both business information and personal financial information to better understand overall financial strength, repayment ability, and creditworthiness.

At Ladysmith Federal, we are proud to work with local business owners, entrepreneurs, and community members who are investing in the future of our area. Whether you are applying for financing to start a business, expand operations, purchase equipment, improve cash flow, or support another business need, a completed Personal Financial Statement helps our lending team review your request more efficiently.

This page provides access to the Business Loan Personal Financial Statement form for customers who need to complete and submit current financial information as part of their business loan application. The information provided may include personal assets, real estate owned, loans, credit obligations, income sources, and other details that help support the loan review process.

If you have questions while completing your personal financial statement, our Ladysmith Federal lending team is here to help. We believe in local service, personal guidance, and helping customers understand each step of the lending process.

For business loan information, financial statement questions, or help getting started, contact Ladysmith Federal today by calling 715-532-3389.

Securely Provide Your Information

To help us process your commercial loan request or renewal, please follow the instructions below to submit your Business Loan Personal Financial Statement.

Instructions

1. Prepare Your Information – Have your financial information ready, including income, assets, liabilities, and any supporting documents you may need.
2. Click the Link – Use the button below to access and complete your Personal Financial Statement (PFS).
3. Submit Your PFS – Complete all required sections in the form. Once submitted, your loan officer will review your information and follow up if additional details are needed.

​​​​​​Access Personal Financial Statement (PFS)