Holiday Hours

We will be closing early at 12:00pm on Tuesday, December 24th, 2024, in observation of Christmas Eve. We will be closed all day on Wednesday, December 25th, 2024, in observation of Christmas Day. We will resume normal business hours on Thursday, December 26th, 2024.

Lending

Local Money to Help Ladysmith Families & Businesses

Personal Loans

Vehicle loans, temporary loans, emergency loans, student loans — whatever you need, Ladysmith Federal is poised to lend a hand.

GET PERSONAL

Business Loans

We believe a community is only as strong as its businesses, so we’re proud to be able to invest in your company’s growth and success.

GET DOWN TO BUSINESS

Mortgages

Whether you’re shopping for a home or a home away from home, we offer flexible terms, low closing costs and homegrown expertise.

GO BIG, GO HOME

Loan Officer pictured with an advertisement for Closing Costs

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