Ladysmith Federal
Proudly Investing in Our Future
As a mutually-owned community bank, our commitment goes beyond banking, we’re here to support the people who make our communities strong. One of the ways we do this is by investing in the next generation.
Each year, we award $1,000 scholarships to local students who demonstrate academic dedication, leadership, and a passion for giving back. These scholarships reflect our belief that opportunity and encouragement help communities grow and thrive.
We also believe financial education is essential. That’s why we offer free resources, workshops, and personal guidance to help individuals build lasting financial confidence. When people understand their finances, they’re better prepared for the future.
We’re proud to support students and families as they work toward their goals, because strong communities are built on people you know and experience you trust.
Congratulations to this year’s scholarship recipients!
We’re proud to support these outstanding seniors as they take the next step in their journey.
Introducing Our New Money Market Checking Account!
Ladysmith Federal is excited to announce the launch of our Money Market Checking Account—a smart new way to grow your savings while keeping the flexibility of a checking account.
With tiered interest rates, the more you save, the more you earn. It’s the perfect option for those looking to maximize their money without locking it away!
- Competitive tiered rates based on your balance
- Easy access to your funds
- No monthly service fee with minimum balance requirements
Whether you're saving for something big or simply want your money to work harder for you, our Money Market Checking makes it easy and rewarding.
Visit our Rates Page to see current tiers and balance requirements.
Start earning more—stop by or contact us today to open your account!
