Online & Mobile Banking
24/7/365 Access
Ladysmith Federal helps customers learn how to manage everyday banking from home, work, or on the go. With secure digital banking tools, customers can stay connected to their accounts, review balances, transfer funds, pay bills, view account activity, and manage money when it works best for their schedule.
At Ladysmith Federal, we know convenience matters. Online banking and mobile banking can help make routine financial tasks easier without needing to stop into the bank for every transaction. Whether you are checking your balance before making a purchase, transferring money between accounts, paying a bill, reviewing recent activity, or depositing a check with mobile check deposit, digital banking gives you more flexibility and control.
This page is designed to provide helpful information about Ladysmith Federal online banking, mobile banking, mobile check deposit, account alerts, bill pay, Zelle®, and other digital banking services. Customers can use these tools to simplify everyday money management while still having access to the personal, local support Ladysmith Federal is known for.
If you have questions about enrolling in online banking, downloading the Ladysmith Federal Mobile App, logging in, setting up alerts, using mobile check deposit, or getting started with digital banking, contact our team. We are happy to help you bank confidently online, on your phone, or in person.
Online Banking
Online Banking from Ladysmith Federal makes it easy to manage your accounts from your computer, whenever it works for you. Securely check balances, review account history, transfer funds, pay bills, view check images, and stay connected to your money from home, work, or on the go.
Access to a modern web browser is required, such as Microsoft Edge or Internet Explorer 11+, Chrome 30+, Firefox 27+, Android 5.0+. If you experience a connection error, try upgrading your browser.
Enrolling in Online Banking
Getting started with Online Banking is simple. Enroll online to access your Ladysmith Federal accounts, then use your login information to manage your money securely from your computer or mobile device.
To enroll in Online Banking:
- Visit LadysmithFederal.com
- Click ‘Enroll Now’ in upper right-hand corner.
Information you will need:
- Account number
- Social security number
- Create security question and answer
- Email address
- Create a username and password
- Create 3 security questions and answers
Bill Pay
Bill Pay helps make monthly payments more convenient. Pay bills online, reduce paper checks, stay organized, and manage regular expenses from one easy place within Online Banking. No more making trips to the post office to buy stamps or wasting time writing checks. Payments are automatically deducted from your LFSL account and sent to the people you want to pay.
Enrolling is easy in our Online Banking platform. Don’t have Online Banking yet? Click the button below!
E-Statements
E-Statements give you secure, convenient access to your account statements without waiting for the mail. View, save, and organize statements electronically while reducing paper clutter and avoiding the monthly fee.
In order to sign up for E-Statements you must first enroll in Online Banking.
- Click on ‘Profile’ in the upper right-hand corner of your online banking profile.
- Across from Electronic Statements click on the purple ‘Manage Statements’ button
- Click on ‘PDF Document’
- Open PDF document file and copy or write down the code
- Paste or enter the code onto the previous page
2. Click ‘Submit’
- Select the accounts you would like E-Statements for
- Click ‘Next’
3. Click ‘Enroll’
Congratulations, you are officially signed up for E-Statements!
Mobile Banking
Take Ladysmith Federal with you wherever life takes you. With Mobile Banking, you can check balances, review activity, transfer funds, deposit checks, set alerts, and manage your accounts right from your mobile device. In addition, Mobile Banking also has features for mobile check deposit and mobile alerts.
Using Ladysmith Federal’s mobile banking app is easy. Just download the app below and use your Online Banking username and password to start taking advantage of Mobile Banking.
DOWNLOAD FOR ANDROID DOWNLOAD FOR APPLE
Online Account Opening
Opening a new account is easier than ever. With Online Account Opening, you can start the process from home and choose the Ladysmith Federal account that fits your banking needs.
No matter how you apply, you'll need:
- Your Social Security number
- Valid ID (driver's license, state ID, or passport)
- Current residential address
- Funds to deposit
- Accounts for Retirement, Businesses, Non-Profits, & children 17 and under must be opened in-person.
OPEN AN ACCOUNT
Already a Ladysmith Federal customer? Great! Applying is Fast & Secure through your online or mobile banking account. Login to get started!
Ladysmith Federal does not charge an ATM fee; however, the ATM or store location may still charge a fee.
Credit Cards
Looking for added flexibility? Ladysmith Federal offers credit card options for everyday purchases, business expenses, rewards, and more. Our team can help you explore available cards and find an option that fits your needs.
We offer:
- Personal Credit Cards
- Business Credit Cards
- Prepaid Credit Cards
- Rewards options, including cash back and points
From everyday purchases to life’s unexpected moments, the right card can help give you flexibility, convenience, and peace of mind. Stop in and see us to apply or apply online today below.
Credit cards are subject to credit approval and are issued by Elan Financial Services. See credit card application and important disclosures for current terms, rates, fees, conditions, and limitations. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Zero Fraud Liability is provided by Elan Financial Services for unauthorized transactions; cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.