Holiday Hours

On Wednesday, December 24, 2025, we will be closing at 12:00PM in observation of Christmas Eve Day and we will be closed all day Thursday, December 25, 2025, in observation of Christmas Day. We will resume normal business hours on Friday, December 26, 2025. Thank you!

Personal Loans

Flexible Funds for You & Your Family

Whether you need money in a pinch or want to borrow for something more fun, Ladysmith Federal is poised to lend you a hand. Our rates are some of the lowest around!

A few examples of personal loans include:

(Looking for home loans? Visit our Mortgages page!)

Apply for a Personal Loan    Apply for a Student Loan

Meet Your Lenders

Karissa Kane
Karissa Kane Email Karissa Call Karissa NMLS ID: 2599555
Skye Neidermann
Skye Neidermann Email Skye Call Skye NMLS ID: 2664960

Rates

For the most accurate and up-to-date information, please call our branch at 715-532-3389 and ask to speak with a lender for current rates and personalized loan quotes.

Loan Calculator

Tuition Calculator

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