Holiday Hours

We will be closed on Friday, July 4, 2025, in observation of Independence Day. We will resume normal business hours on Monday, June 7, 2025.

Personal Loans

Flexible Funds for You & Your Family

Whether you need money in a pinch or want to borrow for something more fun, Ladysmith Federal is poised to lend you a hand. Our rates are some of the lowest around!

A few examples of personal loans include:

(Looking for home loans? Visit our Mortgages page!)

Apply for a Personal Loan    Apply for a Student Loan

Meet Your Lenders

Karissa Kane
Karissa Kane NMLS ID: 2599555
Skye Neidermann
Skye Neidermann NMLS ID: 2664960

Rates

For the most accurate and up-to-date information, please call our branch at 715-532-3389 and ask to speak with a lender for current rates and personalized loan quotes.

Loan Calculator

Tuition Calculator

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