Personal

Big-City Services with a Local Touch

Silver, Gold, Platinum or Red, White & Blue — our checking accounts have all the features you need to manage your finances.

Whether you’re just starting out or have a lot to set aside, we offer a variety of options with competitive rates.

Enjoy better rates for larger balances with a certificate of deposit from Ladysmith Federal. Save more, earn more!

Save and spend smarter when you use an HSA to pay for medical bill and related expenses. To your health!

The future will be here before you know it. Prepare for the retirement you deserve with a traditional or Roth IRA.

Whether for convenience or for emergencies, your Ladysmith credit card puts the power of plastic in your pocket.

Manage your finances when you want to with our convenient online banking and mobile banking platforms.

In addition to the products and tools above, we also offer gift cards, money orders, telephone banking and more.