Ladysmith Federal’s First Annual Car Sale … August 22-September 2!

Car Sale for Lobby 3


Whether you are crafting your home from scratch, looking to purchase a new home or get a better rate on your current home loan, Ladysmith Federal is here to help.  We’ve been the experts in home loans for the past 82 years and continue to “tweet” about our abilities to help make people’s dreams of owning a home come true.  Some of the home loan products & benefits we offer include:

  • Primary residence or vacation loans
  • Bare Land loans
  • Construction loans
  • Home Equity Lines of Credit
  • A range of term loans including both fixed and variable rate options
  • Down payment assistance through grant programs
  • Free and easy pre-approval process
  • Servicing of all loans – this means you always work directly with Ladysmith Federal

LFSL Online Banking

How to sign up for online banking: