Lobby Temporarily Closed … Drive-Thru Remains Open …

For your safety and wellness, effective Wednesday, October 7th, our lobby will be locked. Should you need an in-person appointment, please call our office at 715-532-3389. Our Drive-Thru remains open and online banking is available.

Ladysmith Federal

Northwoods Banking at its Best

About Us

Discover Your Home — or Home Away from Home

So many options — We offer 15-, 20- and 30-year fixed-rate and adjustable-rate mortgages.

Low closing costs — Don’t get nickeled and dimed. Save that money for your welcome mat.

Helpful lending experts — Our team makes homebuying easy and fun, like it should be!


Bruce School District Receives $5,000 from Ladysmith Federal for COVID-Related Educational Needs


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