Online & Mobile Banking

Wanting to make your life just a little easier, Ladysmith Federal is proud to bring you Online & Mobile Banking. Just a click away, Online Banking lets you:

  • Check your account balances and history 24 hours a day knowing your information is secure
  • Transfer funds between your LFSL accounts
  • Pay your bills online with free LFSL Bill Pay [Click here for more information
  • View loan and deposit rates and use the loan calculator
  • Online posted check imaging


Ladysmith Federal’s Online Banking is free, easy and most importantly secure. We have taken strong security measures to ensure your information remains confidential.

Just click on Sign Up to get started today!

For help getting started with Online Banking, please call our office at …

532-3389 or 1-888-532-LFSL.

Click here to see the Online Banking Demo!

Please use the login area to the right of the page for accessing your Online Banking account.
You will be sent to our secure online banking site at

Modern browser required:
  • Microsoft Edge or Internet Explorer 11+
  • Chrome 30+
  • Firefox 27+
  • Android 5.0+
If you experience a connection error, try upgrading your browser.

Loan Pre-Qualification

Click here to process a loan pre-qualification submission.
How to sign up for online banking:

Call Ladysmith Federal at 1-888-532-5375
Member FDIC, Equal Housing Lender