Business Deposit Services

As a business owner, your checking account is one of the most important tools you have in the operation of your business.  Ladysmith Federal specializes in business checking accounts.  Check out some of what our business checking account has to offer: 

  • No charge for credits or transfers
  • Unlimited check writing
  • FREE Internet Banking
  • FREE Mobile Banking 
  • 24-Hour Telephone Banking
  • ATM/Debit card
  • VISA Credit card
  • Electronic Federal Tax Payment System (EFTPS) Online.  Click here to get started.
  • Line of credit
  • Only a $100 minimum balance.  If the account falls below $100 during the month, there is a $5 service charge.
You will be sent to our secure online banking site at

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Loan Pre-Qualification

Click here to process a loan pre-qualification submission.
How to sign up for online banking:

Call Ladysmith Federal at 1-888-532-5375
Member FDIC, Equal Housing Lender