Vote April 15–May 15th to Support Your Favorite Non-Profit …


Follow Ladysmith Federal on Facebook!  We are giving away up to $3,000 to non-profits in Rusk County in 30 days.  One vote per day between April 15 and midnight of May 15, 2017. 

Discover Your Happy Place With Ladysmith Federal …

Loan Retention Servicing Ad for Web

At Ladysmith Federal we want our loan customers to be happy throughout their entire experience with us.  Part of this means keeping the servicing of your loan.  This means your payments are made here and you come to us anytime you have questions.  It makes us happy knowing that we are with you throughout the life of your loan.  We are proud that this sets us apart from other banks. 

LFSL Online Banking

Modern browser required:
  • Microsoft Edge or Internet Explorer 11+
  • Chrome 30+
  • Firefox 27+
  • Android 5.0+
If you experience a connection error, try upgrading your browser.

Loan Pre-Qualification

Click here to process a loan pre-qualification submission.
How to sign up for online banking:

Call Ladysmith Federal at 1-888-532-5375
Member FDIC, Equal Housing Lender